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Wise Reportedly Exploring UK Banking Licence Amid Growing Fintech Competition

2 September, 2025

Wise’s Next Big Step: From Money Transfers to Banking Wise — the London-founded fintech formerly known as TransferWise — is reportedly considering applying for a UK banking licence. According to multiple media reports, the company has been in early-stage discussions with regulators and has reached out to financial services executives about roles linked to a […]

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PayPal World: A Global Bridge Between Wallets and Payment Systems

26 August, 2025

On July 23, 2025, PayPal (Nasdaq: PYPL) outlined PayPal World — a new, technology-agnostic platform designed to connect many of the world’s largest payment systems and digital wallets. The initial rollout focuses on interoperability with PayPal and Venmo, backed by launch partners that collectively reach nearly two billion users: Mercado Pago, NPCI International Payments Limited

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Kraken Expands MiCA-Regulated Crypto Services Across All 30 EEA Countries

Crypto News

15 August, 2025

Kraken has officially rolled out its services under the Markets in Crypto-Assets Regulation (MiCA) across the entire European Economic Area (EEA) — marking a major step in its European growth strategy and regulatory compliance. With its MiCA license now fully activated, Kraken can offer regulated crypto services to clients in all 30 EEA countries through

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Klarna Eyes $15B New York IPO as Market Conditions Improve

Digital Banks News

12 August, 2025

Swedish fintech giant Klarna is once again preparing for a New York stock market debut, with a potential $15 billion valuation. According to insiders, the buy now, pay later (BNPL) leader could launch its IPO as early as September or October 2025, provided market conditions remain favorable. The move comes just months after Klarna was

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PayPal Launches ‘Pay with Crypto’ to Cut Cross-Border Fees by up to 90%

Crypto Digital Banks News

12 August, 2025

PayPal is pushing cryptocurrency payments further into the mainstream with the launch of Pay with Crypto, a new solution that enables U.S. merchants to accept payments in over 100 cryptocurrencies while dramatically reducing cross-border transaction fees. The service offers near-instant settlement by converting crypto into stablecoins or fiat, integrating with wallets such as Coinbase, MetaMask,

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Monzo Surpasses 13 Million Users as Growth Accelerates

Digital Banks News

12 August, 2025

UK-based digital bank Monzo has hit a major milestone, now serving over 13 million customers, strengthening its lead over rivals like Revolut, which has more than 11 million users in the UK. The app-based bank gained 1 million new customers in just the past three months, with May and June 2025 marking its fastest growth

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Revolut becomes the title sponsor of the future Audi F1 Team from 2026, bringing fintech innovation to Formula 1 fans and team operations.

Revolut Becomes Title Partner of Future Audi F1 Team From 2026

Digital Banks News

4 August, 2025

Revolut, the global fintech giant with over 60 million users, is set to become the title sponsor of the upcoming Audi F1 Team starting with the 2026 FIA Formula One World Championship. This milestone agreement signals a powerful alliance between two innovative brands determined to shake up their respective industries — global finance and Formula

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eToro Goes Public: A Milestone Moment for the Social Trading Giant

Crypto Investing and Trading News

11 July, 2025

eToro, one of the world’s most well-known social investing platforms, has officially gone public. CEO and Co-founder Yoni Assia announced the news with pride, calling it a “major milestone” in the company’s 18-year journey. A Journey from Startup to Public Listing Founded in 2007 by brothers Yoni and Ronen Assia, eToro set out with a

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Wise Platform Teams Up with Lunar to Power Cross-Border Payments in the Nordics

Digital Banks News

10 July, 2025

Wise Platform has officially expanded its footprint in the Nordic region through a strategic partnership with Lunar, one of Scandinavia’s leading digital banks. This collaboration makes Lunar the first financial institution in Denmark to integrate Wise’s infrastructure directly into its mobile banking app — bringing fast, low-cost, and transparent international payments to over one million

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Revolut Launches Its Own ATMs in Spain — Fee-Free Withdrawals, Smart FX, and Physical Cards Dispensed Instantly

Digital Banks News Technologies

17 June, 2025

Revolut is bridging the gap between digital finance and real-world convenience with the launch of its first branded ATM network, rolling out across Spain. This marks the fintech’s first foray into physical banking infrastructure — and it’s far from ordinary. ATMs, Reimagined Revolut’s new machines offer a sleek, digital-first experience that challenges traditional ATM design.

Revolut Launches Its Own ATMs in Spain — Fee-Free Withdrawals, Smart FX, and Physical Cards Dispensed Instantly Read More »

Revolut Mobile Plans: Unlimited Calls, Roaming, and No Contracts – Coming Soon

Digital Banks News Technologies

17 June, 2025

Revolut is officially entering the mobile network space with its latest offering: Revolut Mobile Plans. Aimed at challenging traditional telecom providers, the new plans promise to shake things up with unlimited calls, texts, and domestic data, plus a generous 20GB of EU and US roaming — all without a fixed contract. What’s Coming: Key Features

Revolut Mobile Plans: Unlimited Calls, Roaming, and No Contracts – Coming Soon Read More »

What’s New in Apple Wallet & Pay with iOS 26: Smarter Payments, IDs, and Rewards

Digital Banks News Technologies

17 June, 2025

Apple’s iOS 26 update, arriving in fall 2025, will introduce significant innovations in digital payments, wallets, and identity. For users of Apple Pay and Apple Wallet, the future looks faster, smarter, and more flexible. Here’s what FinTechObserve readers need to know about the upcoming changes. Smarter Order Tracking with Apple Intelligence Apple Wallet will soon

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Revolut Posts Record $1.4 Billion Profit in 2024 as User Growth, Product Innovation, and Global Expansion Accelerate

Digital Banks News

17 June, 2025

Revolut has announced a record-breaking year in its 2024 Annual Report, posting a $1.4 billion profit before tax, a 72% increase in revenue, and a 38% rise in its global customer base, bringing total users to 52.5 million. These achievements mark the company’s fourth consecutive year of profitability and reinforce its status as Europe’s most

Revolut Posts Record $1.4 Billion Profit in 2024 as User Growth, Product Innovation, and Global Expansion Accelerate Read More »

apple expands tap to pay to more european countries

Apple Expands Tap to Pay on iPhone to More European Countries

Digital Banks News Technologies

17 June, 2025

Apple has officially launched Tap to Pay on iPhone in nine new European countries: Bulgaria, Finland, Hungary, Liechtenstein, Poland, Portugal, Slovakia, Slovenia, and Switzerland. This move brings a powerful new way for businesses — small or large — to accept in-person, contactless payments using nothing more than an iPhone and a supported iOS app. No

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