Revolut offers fee-free ATM withdrawals up to certain limits based on your plan. However, many ATMs globally charge their own usage fees, independent of Revolut. So how can you avoid those?
Thanks to Revolut’s global community, there’s now a shared spreadsheet tracking which ATMs around the world charge extra fees—and which don’t. Let’s break it down.
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ATM Withdrawal Limits by Revolut Plan
| Plan | Monthly Free ATM Limit | Fee After Limit |
|---|---|---|
| Standard | €200 / £200 or 5 withdrawals | 2% |
| Plus | €200 / £200 | 2% |
| Premium | €400 / £400 | 2% |
| Metal | €800 / £800 | 2% |
| Ultra | €2,000 / £2,000 | 2% |
🔍 To check your current limits, open the Revolut app and go to:
Profile → Your Plan
For more information about each plan’s limits, visit the Revolut website.
The Monthly Free ATM Limit (i.e. €200 / £200) is not enough?
If you often hit your Revolut free ATM limit, consider adding Wise or N26 to your wallet:
Wise: 2 free ATM withdrawals per month, up to €200 / £200.
N26: 2 free ATM withdrawals per month in EUR.
💡 Together with Revolut, these accounts help you avoid ATM fees abroad and give you extra flexibility for your cash needs.
Explore the Wise account and/or the N26 account
Global User-Generated List: Fee-Free ATMs with Revolut
While Revolut doesn’t charge you (within limits), many ATM operators apply their own fee. Unfortunately, there’s no official global list of fee-free ATMs. That’s where the community steps in.
The Revolut community has created a collaborative spreadsheet that tracks which ATMs around the world allow fee-free withdrawals with Revolut cards. This list is entirely user-generated and open to contributions, making it a helpful — though unofficial — resource for avoiding surprise fees.
While incredibly useful, please note that the information may not always be fully accurate or up to date, as ATM conditions can change and user reports may vary. Always read the ATM screen carefully before confirming a withdrawal.
Revolut Free ATM List (Dropbox Spreadsheet)
This collaborative file allows users to:
- See which banks allow free Revolut withdrawals (per country)
- Flag ATMs that charge fees (e.g. €3 or local equivalent)
- Check before your next trip abroad
- Contribute your own experience
To contribute: Follow the instructions in the spreadsheet’s first row.
Examples by Country (User-Reported)
| Country | Fee-Free Banks | Known Fee-Charging Banks |
|---|---|---|
| 🇧🇬 Bulgaria | Most banks, except Raiffeisen | Raiffeisen (~€3 fee) |
| 🇬🇷 Greece | Limited — most ATMs charge a fee | Most banks (~€2–€3 per withdrawal) |
| 🇹🇷 Turkey | Most banks | Garanti Bank, TEB |
| 🇪🇸 Spain | CaixaBank, ING, BBVA (often fee-free) | Santander, Sabadell (~€1.50–€2.50) |
| 🇮🇹 Italy | Intesa Sanpaolo, UniCredit (some ATMs) | Euronet, some smaller providers |
| 🇩🇪 Germany | Deutsche Bank, DKB, ING | Euronet, Sparkasse (~€3 fee at some locations) |
| 🇬🇧 UK | Barclays, Lloyds, NatWest, Nationwide | Euronet (~£1.50–£2 fee at some locations) |
| 🇫🇷 France | Crédit Agricole, BNP Paribas | Euronet, some independent ATMs |
| 🇺🇸 USA | Allpoint, Capital One, some regional banks | Independent ATMs, convenience store machines |
| 🇳🇱 Netherlands | ABN AMRO, ING, Rabobank | Euronet (~€2.50 fee) |
| 🇵🇱 Poland | mBank, ING, Santander Polska | Euronet, Planet Cash (~PLN 6–10 fee) |
Tip: Always read the ATM screen before confirming a withdrawal. If a surcharge is shown, you can cancel the transaction without any charge.
👉 If you or your friends don’t have a Revolut card yet, now’s the perfect time to get one. New users can receive a £20 welcome bonus when signing up.
How to Maximize Free ATM Withdrawals
- Use larger withdrawals rather than frequent small ones
- Check in-app for used/remaining quota
- Stick to major bank ATMs (avoid independent machines)
- Confirm on-screen whether there’s a surcharge
- Consider opening a Wise or N26 account for extra free ATM withdrawals
Add Your Experience (Join the Community)
Have you found a bank that doesn’t charge fees? Or maybe got surprised by a hidden ATM fee abroad?
💬 Leave a comment below to help others avoid bad surprises and save money.
FAQ: Free ATM Withdrawals with Revolut
If you have more question, feel free to check Revolut’s Help Center.
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