Revolut Business has become one of the most popular business account solutions for startups, SMEs and internationally active companies. With multi-currency accounts, international payments, expense management tools, corporate cards, and accounting integrations, it offers far more than a traditional business bank account.
However, choosing the right Revolut Business plan isn’t always straightforward.
The platform currently offers four plans — Basic, Grow, Scale, and Enterprise — each designed for different types of businesses and levels of activity. While many companies focus only on the monthly subscription fee, factors such as foreign exchange needs, transfer volumes, team size, and expense management requirements often have a much greater impact on the overall value of each plan.
In this guide, we’ll compare all Revolut Business plans, explain the key differences between them, and help you determine which option makes the most sense for your business.
Current Revolut Business Welcome Offer
Eligible new customers may currently receive a £100 / €200 / €100 welcome bonus when opening a new Revolut Business account.
Sign up and add money to your account by 31/12/2026 to receive the welcome bonus. Fees, promotion terms and T&Cs apply.
For new customers in the UK.
For new customers in Spain, Italy and Portugal.
For new customers in the CEE countries:
Bulgaria, Czechia, Estonia, Hungary, Latvia, Lithuania, Poland, Romania, Slovakia, Slovenia
Quick Answer: Which Revolut Business Plan Is Right for You?
| Business Type | Recommended Product |
| Newly incorporated company | Basic |
| Startup | Basic or Grow |
| Small Business (1–5 employees) | Basic or Grow |
| Agency | Grow |
| Ecommerce Business | Grow |
| SaaS Company | Scale |
| Import / Export Business | Scale |
| Large Organisation | Enterprise |
For most businesses, the Grow plan offers the best balance between cost and functionality. It includes significantly higher transfer and foreign exchange allowances, expense management tools, approvals, analytics, and additional automation features without the much higher cost of the Scale plan.
Note: If you operate as a freelancer or sole trader without a registered company, Revolut Pro may be a more suitable option. This guide focuses on the Revolut Business plans designed for incorporated businesses and registered companies.
Want a closer look at the account beyond its pricing plans? Read our full Revolut Business review, covering its features, fees, advantages and potential limitations.
Revolut Business Plans at a Glance
| Plan | Monthly Price* | Best For |
| Basic | €10 / £10 / 50 PLN / 50 RON | Newly incorporated companies and startups |
| Grow | €21 / £35 / 175 PLN / 200 RON | Most small and medium-sized businesses |
| Scale | €86 / £125 / 625 PLN / 700 RON | International and high-volume businesses |
| Enterprise | Custom | Larger organisations with complex requirements |
*Pricing may vary depending on your country and billing cycle. Always verify the latest pricing on the official Revolut Business website.
Ready to Get Started?
Once you’ve chosen the right Revolut Business plan, you may qualify for a £100 welcome reward as a new customer. T&Cs apply.
Is your company registered in an EU country? View the Revolut Business welcome offer of up to €200 for EU companies.
Revolut Business Basic: Best for Startups and New Businesses
Pricing
Basic (€10 / £10 / 50 PLN / 50 RON)
Who Should Choose Basic?
The Basic plan is designed for newly incorporated businesses, startups, and small companies that want access to Revolut Business at the lowest possible monthly cost.
It provides the core functionality most small businesses need.
For businesses with relatively low payment volumes and limited foreign exchange requirements, Basic can be a cost-effective starting point.
Key Features
Pros
Cons
When Should You Upgrade?
Many businesses start with Basic but eventually move to Grow as transaction volumes increase.
If you regularly send international payments, have multiple team members using company cards, or want approval workflows and analytics, Grow will typically offer better value despite the higher monthly fee.
Our Verdict
Choose Basic if you’re a newly incorporated business, startup, or small company with relatively low payment volumes.
Skip Basic if you regularly make international payments, have multiple team members, or need advanced expense management tools. In those cases, Grow will often provide better value.
Starting a New Business?
If Basic looks like the right fit, you can open an account online and potentially qualify for the current welcome promotion.
Is your company registered in an EU country? View the Revolut Business welcome offer of up to €200 for EU companies.
Grow Plan: Best for Most Small Businesses
Pricing
Grow (€21 / £35 / 175 PLN / 200 RON)
Who Should Choose Grow?
The Grow plan is designed for businesses that have moved beyond the startup stage and need higher limits, better expense controls, and more efficient financial management tools.
It is typically the best fit for:
For many businesses, Grow represents the sweet spot within the Revolut Business pricing structure, offering significantly more functionality than Basic without the much higher cost of Scale.
Key Features
Pros
Cons
Why Grow Is the Best Choice for Most Businesses
If you’re unsure which Revolut Business plan to choose, Grow is likely the safest option.
The monthly fee remains affordable for most businesses, while the included allowances are substantially higher than those offered by Basic.
The plan also introduces features that many companies eventually need, including:
- Expense approval workflows
- Team spending controls
- Analytics and reporting
- Bulk payments
- Bill management tools
- API access for automation
For many businesses, these features alone can justify the difference in monthly cost compared to the Basic plan.
Eligible new customers may also receive a £100 welcome reward.
Is your company registered in an EU country? View the Revolut Business welcome offer of up to €200 for EU companies.
When Should You Upgrade to Scale?
You may want to consider Scale if:
- You regularly exchange large amounts of foreign currency
- You frequently pay suppliers abroad
- Your business operates across multiple countries
- You need higher transfer allowances
- Your company manages significant multi-currency cash flow
In these situations, the larger FX allowance and transfer limits offered by Scale may offset the higher monthly subscription cost.
Our Verdict
Recommended for most businesses
Choose Grow if you’re a small business, agency, ecommerce company, or growing SME that needs more than the basics.
Consider Scale instead if your business has substantial international payment volumes or regularly exchanges large amounts of foreign currency.
Scale Plan: Best for International Businesses
Pricing
Scale (€86 / £125 / 625 PLN / 700 RON)
Who Should Choose Scale?
The Scale plan is designed for businesses with significant international activity, higher payment volumes, and more complex operational requirements.
It is particularly well suited for:
While the monthly subscription cost is significantly higher than Grow, Scale provides substantially larger allowances that can help reduce operational costs for businesses with frequent international payments and foreign exchange activity.
Key Features
Pros
Cons
Is Scale Worth the Extra Cost?
For many businesses, the answer is no.
If your company primarily operates domestically and only occasionally sends international payments, Grow will usually provide better value.
However, businesses that regularly exchange currencies, pay international suppliers, or manage large transaction volumes may quickly exceed the limits included in Grow.
In those situations, the larger FX allowance alone can justify the higher monthly subscription fee.
Our Verdict
Best for internationally active businesses
Choose Scale if your business regularly sends international payments, manages multiple currencies, or exchanges significant amounts of foreign currency each month.
Skip Scale if your business mainly operates domestically or has relatively modest transaction volumes. In most cases, Grow will remain the more cost-effective choice.
Operating Internationally?
If your business regularly manages multiple currencies and international payments, Scale may be the better option.
Is your company registered in an EU country? View the Revolut Business welcome offer of up to €200 for EU companies.
Enterprise Plan: Best for Larger Organisations
Pricing
Enterprise (Custom Pricing)
Who Should Choose Enterprise?
The Enterprise plan is designed for larger organisations with complex financial operations, higher transaction volumes, and specific operational requirements that go beyond the standard Revolut Business plans.
It is typically best suited for:
Unlike the other Revolut Business plans, Enterprise is not a fixed package. Instead, businesses work directly with Revolut’s sales team to create a solution that matches their specific requirements.
Key Features
Pros
Cons
Is Enterprise Worth It?
For the vast majority of businesses, no.
Most startups, agencies, ecommerce businesses, and SMEs will find that Grow or Scale provide everything they need at a much lower cost.
Enterprise becomes relevant when standard allowances are no longer sufficient, dedicated support becomes important, or a company requires a more customised setup.
Our Verdict
Best for large organisations
Choose Enterprise if your company operates at scale, requires dedicated account management, or needs customised limits and workflows.
Skip Enterprise if you’re a startup, small business, or even a typical SME. In most cases, Grow or Scale will be the better choice.
Need a Custom Solution?
Discuss your requirements with Revolut’s sales team and explore Enterprise pricing.
Is your company registered in an EU country? View the Revolut Business welcome offer of up to €200 for EU companies.
Revolut Business Plans Compared
If you’re still unsure which Revolut Business plan to choose, the table below highlights the most important differences between the four plans.
| Feature | Basic | Grow | Scale | Enterprise |
| Monthly Price | €10 / £10 / 50 PLN / 50 RON | €21 / £35 / 175 PLN / 200 RON | €86 / £125 / 625 PLN / 700 RON | Custom |
| Best For | Startups & new businesses | Most SMEs | International businesses | Large organisations |
| FX Allowance | €1,550 / £1,000 / 7,500 PLN / 5,500 RON | €15,000 / £15,000 / 55,000 PLN / 100,000 RON | €60,000 / £60,000 / 265,000 PLN / 400,000 RON | Custom |
| Free Local Transfers | 10 | 100 | 1,000 | Custom |
| Free International Transfers | 0 | 5 | 25 | Custom |
| Bulk Payments | No | Yes | Yes | Yes |
| Expense Approvals | No | Yes | Yes | Yes |
| Analytics & Reporting | No | Yes | Yes | Yes |
| Revolut BillPay | No | Yes | Yes | Yes |
| Business API | No | Yes | Yes | Yes |
| Dedicated Account Manager | No | No | No | Yes |
Found the Right Plan?
Eligible new customers may currently receive a £100 welcome bonus when opening a Revolut Business account. T&Cs apply.
Is your company registered in an EU country? View the Revolut Business welcome offer of up to €200 for EU companies.
Which Revolut Business Plan Offers the Best Value?
When comparing the plans side-by-side, a clear pattern emerges.
Choose Basic if…
Choose Grow if…
For most businesses, Grow offers the best balance between price and functionality.
Choose Scale if…
The larger FX allowance is usually the main reason businesses upgrade from Grow to Scale.
Choose Enterprise if…
Our Overall Recommendation
Best Overall Value: Grow
For most startups, agencies, ecommerce businesses, and SMEs, the Grow plan provides the strongest combination of affordability, features, and included allowances.
Best for New Businesses: Basic
A good starting point for newly incorporated companies with modest transaction volumes.
Best for International Businesses: Scale
Ideal for companies with significant foreign exchange and international payment requirements.
Best for Large Organisations: Enterprise
Designed for businesses requiring customised solutions and dedicated support.
Real-World Examples: Which Revolut Business Plan Would We Choose?
Choosing a business account is rarely about features alone. The right Revolut Business plan depends on how your company operates, how many payments you make, and whether you regularly work with multiple currencies.
Below are some common business scenarios and the plan we would choose in each case.
Example 1: Newly Incorporated Startup
Business profile
- Recently established company
- Limited transaction volume
- Founder-managed finances
- Occasional international payments
Recommended Plan: Basic
For a newly launched business, keeping costs under control is often a priority.
The Basic plan provides access to Revolut Business’s core features, including multi-currency accounts, company cards, and international payments, without committing to a higher monthly subscription.
Why?
- Lowest monthly cost
- Access to all core banking features
- Easy to upgrade later
- Suitable for testing the platform
Example 2: Marketing Agency with Five Employees
Business profile
- Team of 5 employees
- Monthly software subscriptions
- Client payments in multiple currencies
- Regular business expenses
Recommended Plan: Grow
This is probably the most common Revolut Business use case.
The agency benefits from expense approvals, team spending controls, analytics, and higher transfer allowances.
Why?
- Better expense management
- Multiple company cards
- Higher FX allowance
- BillPay and analytics
- Strong value for money
Example 3: Ecommerce Business Selling Across Europe
Business profile
- Customers in multiple countries
- Payments received in different currencies
- International suppliers
- Regular transfers
Recommended Plan: Grow
For many ecommerce businesses, Grow will be sufficient.
The higher FX allowance and transfer limits offer significantly more flexibility than Basic without the substantial cost increase of Scale.
Why?
- Good balance of cost and functionality
- Supports multi-currency operations
- Better transfer allowances
- Expense controls for growing teams
When to Consider Scale?
If your business regularly exchanges large amounts of currency or processes high international payment volumes.
Example 4: SaaS Company with Global Customers
Business profile
- Revenue in multiple currencies
- International contractors
- Global customer base
- Frequent FX conversions
Recommended Plan: Scale
The significantly higher foreign exchange allowance is often the deciding factor.
Why?
- Larger FX allowance
- More international transfers included
- Better suited for international cash flow
- Supports growth across multiple markets
Example 5: Import / Export Business
Business profile
- Overseas suppliers
- Frequent international payments
- Exposure to exchange rate fluctuations
- Multiple currencies used daily
Recommended Plan: Scale
For importers and exporters, foreign exchange costs can have a meaningful impact on profitability.
The larger FX allowance included with Scale can often justify the higher monthly subscription fee.
Why?
- Better FX allowances
- More international transfers
- Improved treasury management
- Stronger support for global operations
Example 6: Large International Organisation
Business profile
- Dedicated finance department
- High transaction volumes
- Multiple entities and markets
- Custom operational requirements
Recommended Plan: Enterprise
At this stage, standard plan limits may no longer be sufficient.
Why?
- Dedicated account management
- Custom allowances
- Tailored setup
- Enterprise-level support
What We Would Choose
If we were opening a new Revolut Business account today:
- Startup: Basic
- Agency: Grow
- Ecommerce business: Grow
- SME: Grow
- SaaS company: Scale
- Import / Export business: Scale
- Large organisation: Enterprise
For the majority of businesses reading this guide, Grow remains our recommended plan because it offers the strongest balance between monthly cost, included allowances, and business management features.
Still Deciding?
Review the FAQs below or check the latest Revolut Business offer.
Is your company registered in an EU country? View the Revolut Business welcome offer of up to €200 for EU companies.
Frequently Asked Questions about Revolut Business Plans
Final Verdict: Which Revolut Business Plan Should You Choose?
Choosing the right Revolut Business plan ultimately comes down to your company’s size, transaction volume, and international payment needs.
Best for Startups and New Businesses: Basic
If you’ve recently incorporated your business and have relatively low transaction volumes, the Basic plan provides access to Revolut Business’s core features at the lowest possible monthly cost.
Best Overall Value: Grow
For most small and medium-sized businesses, Grow offers the best balance between pricing, features, and included allowances.
The plan includes higher FX allowances, transfer limits, expense approvals, analytics, BillPay, and API access without the significantly higher cost of Scale.
If you’re unsure which plan to choose, Grow is our recommendation.
Best for International Businesses: Scale
If your company regularly exchanges currencies, pays overseas suppliers, or operates across multiple markets, Scale can provide substantial value through its higher FX allowance and transfer limits.
Best for Large Organisations: Enterprise
For larger businesses with complex operational requirements, dedicated support needs, and customised workflows, Enterprise offers the most flexible solution.
Choose Your Revolut Business Plan & Claim the Welcome Bonus.
T&Cs apply.
Whether you’re launching a startup, running an ecommerce business, or managing an international company, Revolut Business offers a plan tailored to different stages of growth.
Check the latest pricing, available features, and current welcome offers before opening your account, as these may vary by country and promotion period.
Is your company registered in an EU country? View the Revolut Business welcome offer of up to €200 for EU companies.
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